Olivier Crespin

Member of the Industry Council

2023

Program Director cursus « mastering Digital Banking » With Central Bank of Egypt Banking Association Egypt and Fintech Association Egypt

Member of the Board of Advisors

2023

Inveniam is the Notary of the Blockchain - INVENIAM.io is the data operating system for delivering transparency and trust in the value of private market assets Financial Services New York, NY

Company Owner

2023

Consulting and advisory Digital Banking

General Partner

2018

True Global Ventures 4 Plus (TGV) has invested at early stage in 4 unicorns, namely Animoca Brands, The Sandbox, Forge and Ledger.

CEO Co-Founder ZAND BANK

2018 - 2023

Built ZAND BANK from ideation to license/launch with the support of strong shareholders. Licensed by the Central Bank of the UAE, Zand is the first digital bank to provide both retail and corporate banking. In addition to innovative banking services, Zand is a digital economic accelerator, providing the foundations for a broader generation of digital services. Through fully digital offerings, Zand makes banking quicker and simpler, and provide tools that put customers in control of their financial lives. Zand is also be unique in its focus on ecosystems and communities of businesses and individuals, enabling it to introduce products and services not traditionally available, the first digital bank in the world to provide both retail and corporate banking is launched in the UAE, after obtaining all regulatory approvals by June 30th 2022. In addition to innovative banking services, Zand is set to be a digital economic accelerator, providing the foundations for a broader generation of digital services. www.zand.ae

Chief Fintech Officer

2017 - 2018

• Led all Fintech initiatives across the group, overseeing Digital attackers in Vietnam, Thailand, and Philippines. • Collaborated with cross-functional teams to drive innovation and digital transformation within the organization. • Implemented cutting-edge technologies to enhance customer experience and drive revenue growth.

Group Head Digital Bank

2014 - 2017

Olivier Crespin has been appointed Group Head Digital Bank at DBS in March 2014. He joined DBS in July 2010 as Managing Director and Chief Operating Officer for DBS Wealth Management. In April 2016, DBS has launched Digibank India, where it has seen strong success as a country’s first mobile only, completely paperless, signatureless, branchless bank using ground breaking technology from biometrics to artificial intelligence. In Jul 2016, DBS Bank has been named the World's Best Digital Bank by finance magazine Euromoney at its annual awards for excellence. In October 2016 DBS Digital Bank was also recognized as “best digital distribution” in the world by EFMA. Prior to joining DBS, Olivier was Citibank’s Global Head of operations for Private Bank. Concurrently, in his global role, he was International Head of Smith Barney’s Operations. During his career, Olivier has held different business and operational positions across Europe, Latin America, Asia and North America. Olivier is well versed in English, French and Spanish and has wide international exposure. His public service awards included “Singapore most supportive boss” by the Singapore Sports Council and “Singapore H.E.A.L.T.H. Leader” by the Health Promotion Board. Olivier was appointed as Institute of Banking and Finance (IBF) fellow. Olivier is also on the list of Asian Banker Leading Practitioners. Olivier is a keynote speaker at conferences such as IDC, EFMA, IBM, BCG, RFI…and active member of the fintech/startup community. Olivier is a Director of Asia.Finance.

Managing Director Chief Operating Officer Wealth Management and retail bank

2010 - 2014

As the COO for Wealth Management and Retail at DBS Bank, I led the integration of Societe Generale, implemented a new platform for Wealth Management, and acted as the HK private Bank head. • Ensured alignment of Middle, Back Office, technology, compliance, and risk functions. • Established the Wealth Continuum to enhance operational efficiency. • Successfully integrated Societe Generale into the DBS Global Network.

Global Head ops Citi Private Bank and smith Barney International

2007 - 2010

Citigroup

Managing Director Smith Barney international and MyFI

2007 - 2009

Managing Director Citibank

1996 - 2007

In my role as Managing Director at Citibank, I oversaw a range of responsibilities, from managing relationships with regulators to leading regional and global processing centers. I successfully coordinated the Y2K initiative for the entire Citigroup in Asia, showcasing my ability to handle complex projects and ensure operational efficiency.

Regional Product Manager Securities Services Latin America

1994 - 1996

• Established the Citi Regional securities services office in Latin America, working in Mexico, Peru, Brazil, and Argentina during times of crisis. • Collaborated with cross-functional teams to develop innovative solutions for securities services in the region. • Implemented strategic initiatives to drive growth and enhance client relationships in the Latin American market.

Director Argentinian sovereign debt management

1992 - 1994

• Led the administration of the Argentinian debt reconciliation at BNP Paribas, reconciling entire debt principal + interest in record time. • Signed the Brady Plan Guaranteed refinancing Agreement on Behalf of BNP. • Presented at the Emerging Market Traders Association NYC, recognized by the Argentinian Government for excellent job.

Cooperant

1989 - 1991

• Managed the VISA department at the French Consulate in Argentina, overseeing a team handling VIP, professional, tourism, and student visas. • Successfully processed and approved a high volume of visa applications, ensuring compliance with regulations and providing exceptional customer service. • Implemented efficient visa processing procedures, resulting in a significant decrease in processing times and increased customer satisfaction.